Cheapest car insurance for drivers with an incident
At-fault accidents, speeding tickets, and DUIs on your record can influence your insurance costs. If you have an incident on your record, car insurance companies typically view you as a riskier driver and, in turn, increase your premiums. Drivers with clean records tend to pay the lowest rates.
For example, if you have a speeding ticket on your record, Hugo may charge you $34 per month, on average. But if you have a clean record, you can expect to pay an average premium of $25 per month.
Cheapest car insurance for drivers with a speeding ticket
Speeding is a risky driving behavior that can lead to an accident. If you have one or more speeding tickets on your record, you’ll likely pay more for an auto policy than a driver who always follows the speed limit.
The cheapest car insurance rates for Mississippi drivers with a speeding ticket range from $34 per month to $366 per month, with the lowest rates from Hugo, USAA, and State Farm.
Insurance Company | Average Monthly Quote |
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Hugo | $34 |
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USAA | $74 |
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State Farm | $77 |
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National General | $91 |
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Safeco | $111 |
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Allstate | $116 |
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Progressive | $122 |
---|
GEICO | $125 |
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State Auto | $129 |
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Dairyland | $174 |
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Midvale Home & Auto | $181 |
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The General | $193 |
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Direct Auto | $194 |
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Liberty Mutual | $220 |
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Bristol West | $273 |
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Clearcover | $366 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident
If you cause a car accident, your insurer will likely charge you higher car insurance premiums. Average rates for Mississippi drivers with an at-fault accident on their records range from $36 to $390 per month. The cheapest policies for drivers in this category come from Hugo, USAA, and State Farm.
Insurance Company | Average Monthly Quote |
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Hugo | $36 |
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USAA | $79 |
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State Farm | $83 |
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National General | $97 |
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Safeco | $119 |
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Allstate | $123 |
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Progressive | $130 |
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GEICO | $134 |
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State Auto | $137 |
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Dairyland | $186 |
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Midvale Home & Auto | $193 |
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The General | $206 |
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Direct Auto | $207 |
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Liberty Mutual | $235 |
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Bristol West | $292 |
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Clearcover | $390 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI
A DUI is a serious offense that leads to penalties, like fines and jail time, in the Magnolia State. This charge also results in more expensive car insurance rates.
Drivers in Mississippi with a DUI can pay anywhere between $50 and $543 per month for an auto insurance policy, on average. Hugo, USAA, and State Farm offer the cheapest rates for people with a DUI.
Insurance Company | Average Monthly Quote |
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Hugo | $50 |
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USAA | $111 |
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State Farm | $115 |
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National General | $135 |
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Safeco | $165 |
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Allstate | $172 |
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Progressive | $181 |
---|
GEICO | $186 |
---|
State Auto | $191 |
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Dairyland | $259 |
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Midvale Home & Auto | $269 |
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The General | $287 |
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Direct Auto | $289 |
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Liberty Mutual | $326 |
---|
Bristol West | $406 |
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Clearcover | $543 |
---|
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.