More than 79 million people visited Orlando in 2022.^[1] With so many tourists exploring Magic Kingdom, checking out Universal Studios, and driving unfamiliar roads, it’s no wonder the city’s average cost of full-coverage car insurance is 75% higher than national average rates.

While rates are high, it’s possible to find affordable car insurance in Orlando if you’re willing to take the time to compare quotes and shop around for the best insurers.

Quick Facts

Florida only requires drivers to carry property damage liability and personal injury protection coverages.^[2]
The average monthly cost of full-coverage car insurance in Orlando is $71 higher than the state average of $404.
If you’re a high-risk driver with a DUI conviction in Florida, you may need to file FR-44 insurance, which requires higher minimum requirements.^[3]

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Cheapest car insurance companies in Orlando

The cheapest car insurance companies in Orlando may offer discounts or incentive savings that could influence rates, making one insurer’s premium less expensive than the cheapest insurer. The best auto insurance company for you will depend on your individual situation and needs, so it’s important to shop around and compare quotes.

Cheapest for temporary coverage: Hugo

Temporary coverage Hugo

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	Not rated
A.M. Best A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).	NR
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$85/mo

Overview

Drivers in Orlando can qualify for this tech-based insurer that boasts no hidden fees and benefit from its cheap car insurance coverage. The company’s tech-first approach makes it a good option for Orlando drivers who don’t want to choose a traditional auto insurer and want to make policy changes from their phones. Unfortunately, Hugo’s Flex plan isn’t available to Florida drivers, and it offers fewer optional coverages than other auto insurers.

Pros and cons

Pros

No hidden fees
Overdraft protection and flexible coverage extension available

Cons

FR-44 insurance not available
Flex plans not available in Florida

Reviews

Very helpful in times of need.

Alessandra - July 14, 2023

Verified

I love it.

Jamaica - July 12, 2023

Verified

Read our Hugo review

Cheapest for rideshare drivers: State Farm

rideshare drivers State Farm

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.4
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	842
A.M. Best A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).	A++
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$88/mo

Overview

When driving for Uber, Lyft, or another transportation network company (TNC), some Orlando rideshare drivers may feel more comfortable with coverage from a nationally based insurer like State Farm. State Farm maintains an exceptional financial strength rating, meaning it should have no trouble paying out policyholder claims.

Though State Farm does have a number of discounts for eligible drivers, not all Orlando drivers may qualify. State Farm has lower average rates comparatively but also low customer service scores on the Better Business Bureau (BBB) and Trustpilot websites.

Pros and cons

Pros

High A.M. Best financial strength rating
Easy-to-add rideshare insurance

Cons

Low customer satisfaction ratings
Discounts offered may not be available for certain Florida vehicles and drivers

Reviews

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023

Verified

Premiums jump every six months

Kenneth - January 31, 2023

Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023

Verified

Read our State Farm review

Cheapest for teen drivers: GEICO

teen driversGEICO

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	835
A.M. Best A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).	A++
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$90/mo

Overview

Car insurance rates for teens are often higher than all other age groups, which is why GEICO’s low average rates are great for drivers in Orlando. Its good student discount can knock up to 15% off your rate, which may be ideal for drivers attending high school or college in Orlando. The DriveEasy app could help you save more, though it could increase your rate if it catches you engaging in high-risk driving habits.

Pros and cons

Pros

Discounts available for good students
FR-44 insurance available

Cons

Telematics app could increase prices
Gap insurance not available

Reviews

Good communication

John - February 4, 2023

Verified

They offer the best rate.

Shannon - February 1, 2023

Verified

Any time I called them, they were on top of it and gave me an answer right away.

John - January 31, 2023

Verified

Read our GEICO review

Cheapest liability-only car insurance in Orlando

Liability-only car insurance is the minimum level of car insurance a driver needs to carry to operate a vehicle. Essentially, liability-only coverage pays for damages or injuries you cause another person or their property in an at-fault accident.

Florida’s minimum requirements include personal injury protection and property damage liability, which means that all Orlando drivers must meet at least those coverage requirements. Here are the cheapest liability-only car insurance companies in Orlando, based on Insurify data.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
Mile Auto	140
Safeco	158
Travelers	162
Mercury	180
Direct Auto	182
Liberty Mutual	183
Progressive	210
Infinity	234
Dairyland	237
AssuranceAmerica	250
Bristol West	308
National General	341
The General	352

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Orlando

You may see two basic policies when you’re searching for car insurance: liability-only and full-coverage policies. Insurers may define their full-coverage policies differently, but full-coverage policies generally add comprehensive coverage and collision coverage to a liability-only policy to provide more protection.

Full-coverage policies are optional, but drivers who live in major tourism hubs like Orlando may want to consider this additional coverage. Michael DeLong, research and advocacy associate with the Consumer Federation of America, encourages drivers to consider adding one of or both comprehensive coverage and uninsured/underinsured motorist coverages to their policies.

“Significant numbers of drivers lack insurance, and you don’t want to end up paying for your own property damage or medical costs,” DeLong says.

Here are the cheapest full-coverage car insurance companies in Orlando, based on Insurify data.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	88
GEICO	90
Travelers	186
Mile Auto	193
Mercury	202
Safeco	216
Direct Auto	247
Liberty Mutual	267
Progressive	287
Infinity	304
AssuranceAmerica	334
National General	344
Dairyland	421
Bristol West	434
The General	482

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State

Age

Credit Score

Are you insured

Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

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I’m a good driver

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I’m a homeowner

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I’m married

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I have multiple cars

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Car insurance requirements in Florida

Florida is a no-fault state, which means that all Orlando drivers must carry personal injury protection insurance (PIP) to pay for damages and injuries no matter who’s at fault for the accident.

When registering a vehicle, Orlando drivers must have a minimum level of PIP and property damage liability insurance. You must also maintain this coverage as long as your vehicle is registered, no matter how often you drive your car or if it’s broken down.^[2]

Property damage liability

$10,000 per accident

Personal injury protection (PIP)

$10,000 per accident

Florida requires state-minimum coverages, but they aren’t the only coverages you may need to feel fully protected on the road. If you need an added level of protection from unexpected events, such as hit-and-runs or storm damage, ask about these optional coverages:

Comprehensive coverage

This applies to non-collision damages, such as vandalism, falling objects, or hitting an animal.

Collision coverage

This covers your damages if you’re involved in an at-fault accident with another car or object.

Uninsured/underinsured motorist coverage

This protects you if an uninsured or underinsured driver is at fault in an accident and can’t cover your damages.

Rental car reimbursement

This pays for a rental car, up to the policy limits, while your vehicle is at a body shop for repairs and you can’t drive it.

Cheapest car insurance for drivers with an incident

Speeding tickets and other moving violations can increase your rates, while a history of at-fault accidents or driving under the influence can cause your insurance company to not renew your policy at the end of the term.^[4]

These incidents may increase rates because you either drove in an irresponsible way that increases your likelihood of an accident or you were in an incident that caused your insurer to pay for damages or injuries. And if you have a DUI conviction on your record, Florida may require you to file FR-44 insurance, which increases your state-minimum car insurance requirements for three years.^[3]

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Cheapest car insurance for drivers with a speeding ticket

Orlando has major highways running through and around the city, though many stretches of these roadways may have lower speed limits in more congested areas. For example, Interstate 4 runs across the state at a speed limit between 65 mph and 70 mph, though in downtown Orlando, normal limits range between 50 mph and 55 mph.^[5] ^[6]

Because speeding is a frequent factor in car crashes, insurers consider speeding a risky behavior. If you have a speeding ticket in Orlando, here are the cheapest car insurance companies to start your search for affordable insurance.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	104
GEICO	106
Travelers	219
Mile Auto	228
Mercury	238
Safeco	255
Direct Auto	291
Liberty Mutual	315
Progressive	339
Infinity	359
AssuranceAmerica	394
National General	406
Dairyland	497
Bristol West	512
The General	569

Cheapest car insurance for drivers with an at-fault accident

In 2022, Orange County, which includes Orlando, reported 26,263 car crashes to the Florida Highway Patrol. Neighboring counties like Seminole reported 6,177, Lake reported 5,189, and Osceola reported 6,533 — a combined amount fewer than Orange.^[7]

Although some insurers offer accident forgiveness programs for qualified drivers, an at-fault accident will increase your rates more often than not. Remember that you don’t have to hit another driver to be considered in an at-fault accident. At-fault accidents can include damages from hopping a curb or running into a telephone pole.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	112
GEICO	115
Travelers	237
Mile Auto	246
Mercury	258
Safeco	275
Direct Auto	315
Liberty Mutual	340
Progressive	366
Infinity	388
AssuranceAmerica	426
National General	439
Dairyland	537
Bristol West	553
The General	615

Is Accident Forgiveness Car Insurance Worth It?

Cheapest car insurance for drivers with a DUI

Florida often has a higher alcohol-impaired driving death rate than the national average.^[8] Getting a DUI in Orlando can cause higher rates for car insurance, result in FR-44 insurance requirements, and cause your insurer to not renew your policy at the end of the policy term.^[4]

While high-risk drivers in Orlando may struggle to find affordable car insurance after a DUI conviction, some insurers still offer coverage at lower-than-average rates.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	130
GEICO	133
Travelers	274
Mile Auto	285
Mercury	298
Safeco	319
Direct Auto	364
Liberty Mutual	394
Progressive	423
Infinity	448
AssuranceAmerica	493
National General	507
Dairyland	621
Bristol West	640
The General	711

Cheapest car insurance for seniors

About 10% of Orlando’s population are older than 65 and could still be driving.^[9] While rates for car insurance decrease around age 35, the increased potential for diminished driving capabilities often causes insurance rates to rise for drivers in their 70s.

Even though auto rates generally increase, some insurers offer senior drivers discounts for good driving habits and driving fewer miles than average.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	60
GEICO	62
Travelers	127
Mile Auto	132
Mercury	138
Safeco	148
Direct Auto	169
Liberty Mutual	183
Progressive	196
Infinity	208
AssuranceAmerica	228
National General	235
Dairyland	288
Bristol West	297
The General	330

Cheapest car insurance for teens

Compared to the state average, Orange County has a lower teen death crash rate. More than 800,000 teen drivers are on Florida’s roads, and this age group tends to have a higher rate of fatal crashes across the nation.^[10]

A lack of experience, overconfidence, and distractions increase the likelihood of a crash, which is why teen insurance rates are higher than other age groups. However, teens may receive lower rates when staying on a parents’ insurance policy or through discounts eligible for students who maintain good grades.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	139
GEICO	142
Travelers	294
Mile Auto	305
Mercury	319
Safeco	341
Direct Auto	390
Liberty Mutual	421
Progressive	453
Infinity	480
AssuranceAmerica	527
National General	543
Dairyland	665
Bristol West	685
The General	761

How to get the cheapest car insurance in Orlando

Getting the cheapest car insurance in Orlando doesn’t need to be tricky. Comparing rates from multiple insurers is a good way to find the lowest rate, as well as a way to keep the lowest rate. Insurers may change their discounts and incentive programs and offer you more money-saving perks if you switch.

Here are a few ways to get affordable car insurance in Orlando:

Ask about discounts. Not all insurers list their available discounts publicly. Call a company’s insurance agent to verify which discounts the insurer offers and which of them you qualify for.
Bundle multiple insurance products. Many insurers offer policy bundling discounts, which are discounts for having multiple policies — like buying homeowners or renters insurance with your auto insurance — with one company.
Reconsider coverage. If you drive an older vehicle, you may not need high collision and comprehensive limits. Additionally, if you’ve paid off your financed vehicle, you can drop gap insurance from your policy. Review your car insurance declaration page and reconsider your coverage options to see where you can trim back while still staying protected.

Find Car Insurance in Orlando

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Based on 3,806+ reviews

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Orlando car insurance quotes by credit tier

Florida allows insurers to use your credit score to calculate a credit-based insurance score when setting premiums, but only as one of many other factors influencing their underwriting decision.^[11]

Even though credit scores aren’t the sole determinant of your rates, most insurers tend to write lower premium rates for drivers with excellent or good credit scores and higher rates for people with poor credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Orlando?

Compared to the Florida state average of $445 a month for a full-coverage policy, Orlando is slightly higher, at $475 a month. Compared to other cities, Orlando tends to be within a 10% variance, including both large cities like Miami and smaller cities like Lakeland.

Many factors influence the cost of car insurance in Florida, including the number of drivers on the road, the cost of repairs in your area, your ZIP code, and even the vehicle you drive.^[12]

More cities in Orlando

Orlando tends to have a higher average compared to most Florida cities. Fort Myers and Ocala are much cheaper than Orlando, potentially because of their much smaller populations. Similarly, Tampa may have a higher rate because these cities are at a higher risk of coastal storms.

City	Average Monthly Quote	Compared to Orlando
Fort Lauderdale	$474	0%
Fort Myers	$382	-20%
Hollywood	$459	-3%
Jacksonville	$457	-4%
Kissimmee	$457	-4%
Lakeland	$446	-6%
Miami	$509	7%
Ocala	$388	-18%
Pompano Beach	$466	-2%
Saint Petersburg	$447	-6%
Tampa	$557	17%
West Palm Beach	$527	11%

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Orlando car insurance FAQs

Check out Insurify’s insights on the states with the most uninsured drivers and the answers to these common questions about car insurance in Orlando.

How much is car insurance in Orlando?
The average cost of car insurance in Orlando is $416 a month for liability-only coverage and $475 for full coverage. These rates are slightly higher than the state average and 87% higher than national averages.
What are the best car insurance companies in Orlando?
The best car insurance companies in Orlando include Allstate, GEICO, and State Farm. These insurers have the lowest full-coverage rates in the city and high IQ Scores. But the best auto insurer for you in Orlando will depend on your unique situation and coverage needs, so it’s important to compare quotes from multiple companies to find the best rates.
Is car insurance cheaper in Orlando or Tampa?
Car insurance is cheaper, on average, in Orlando than in Tampa. Tampa’s average full-coverage car insurance rates are $557 a month, while Orlando’s average rates are $475 a month.
What factors affect the cost of car insurance in Orlando?
Your age, credit score, driving history, vehicle, annual miles driven, and ZIP code affect the cost of your car insurance in Orlando. Additionally, Orlando’s rate of accidents, cost of car repairs, and traffic density affect rates for every driver in the city.^[12] High tourism rates to destinations like Walt Disney World Resort, Universal Studios Florida, and other popular attractions can also affect average auto premium costs for people in the area.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage

Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:

Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

More cities in Florida

Popular cities

Sources

Visit Orlando. "Visitor Volume to Orlando." Accessed June 28, 2023
Florida Department of Highway Safety and Motor Vehicles. "Florida Insurance Requirements." Accessed June 28, 2023
Online Sunshine. "324.023 Financial responsibility for bodily injury or death.." Accessed June 28, 2023
III. "Do auto insurance premiums go up after a claim?." Accessed June 28, 2023
Polk County Sheriff's Office. "PCSO continues traffic safety initiative along I-4 in January; deputies conduct 425 traffic stops and write 312 citations." Accessed June 28, 2023
FHWA Office of Operations. "Florida Model Deployment Final Evaluation Report." Accessed June 28, 2023
Florida Department of Highway Safety and Motor Vehicles. "Crash Dashboard." Accessed June 28, 2023
Centers for Disease Control and Prevention. "Sobering Facts: Alcohol-Impaired Driving; Florida." Accessed June 28, 2023
U.S. Census Bureau. "QuickFacts: Orlando city, Florida." Accessed June 28, 2023
Florida Department of Highway Safety and Motor Vehicles. "Teen Drivers." Accessed June 28, 2023
The Florida State Senate. "626.9741 Use of credit reports and credit scores by insurers.." Accessed June 28, 2023
III. "What determines the price of an auto insurance policy?." Accessed June 28, 2023

Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

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Edited byCourtney MikulskiSenior Editor, Auto

Courtney MikulskiSenior Editor, Auto

3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Featured in

Reviewed byShawn PowersVP of Insurance Sales at Insurify

Shawn PowersVP of Insurance Sales at Insurify

Licensed insurance agent for 25+ years
15 years as VP of Sales and Operations at Answer Financial

Licensed in more than 40 states, Shawn leverages his deep industry expertise to support the accuracy and trustworthiness of Insurify’s content.

Read Editorial Guidelines

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Featured in

Data reviewed byKonstantin HalachevVice President of Engineering

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Save up to $717 by comparing quotes from the top 70+ insurance companies

Table of contents

Table of contentsCompare quotes

Find Car Insurance in Orlando

Cheapest car insurance companies in Orlando

Cheapest for temporary coverage: Hugo

Temporary coverage Hugo

Cheapest for rideshare drivers: State Farm

rideshare drivers State Farm

Cheapest for teen drivers: GEICO

teen driversGEICO

Cheapest liability-only car insurance in Orlando

Cheapest full-coverage car insurance in Orlando

Estimate your insurance costs

Select discounts that apply to you

Age

Credit Score

Are you insured

Your estimated deal

Select discounts that apply to you

Car insurance requirements in Florida

Property damage liability

Personal injury protection (PIP)

Comprehensive coverage

Collision coverage

Uninsured/underinsured motorist coverage

Rental car reimbursement

Cheapest car insurance for drivers with an incident

Find Car Insurance in Orlando

Cheapest car insurance for drivers with a speeding ticket

Cheapest car insurance for drivers with an at-fault accident

Is Accident Forgiveness Car Insurance Worth It?

Cheapest car insurance for drivers with a DUI

Cheapest car insurance for seniors

Cheapest car insurance for teens

How to get the cheapest car insurance in Orlando

Find Car Insurance in Orlando

Orlando car insurance quotes by credit tier

Rates by Credit Tier

Is car insurance more expensive in Orlando?

More cities in Orlando

Orlando car insurance FAQs

Methodology

Related articles

More cities in Florida

Popular cities

Sources

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