Best Cheap Auto Insurance in Rhode Island (2023)

Drivers in the Ocean State pay about $237 per month for car insurance — 12% more than the national overall average monthly cost.

Sarah Sharkey
Written bySarah Sharkey
Sarah Sharkey
Sarah SharkeyInsurance Writer
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  • Contributor to top media, including USA Today

A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Konstantin Halachev
Data reviewed byKonstantin Halachev
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Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated September 20, 2023

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USAA, State Farm, and Safeco offer some of the cheapest car insurance rates in Rhode Island, even though the smallest state’s overall average rate is significantly higher than the national average. With just over 1,018 residents per square mile, Rhode Island is the second most-densely populated state in the country, which likely contributes to its higher car insurance costs. 

The exact cost of your auto insurance premiums can vary significantly based on your age, location, driving record, and more. Making an effort to shop around can help you lock in the coverage you need at a lower rate.

Here’s what you should know about finding affordable auto coverage in Rhode Island.

Quick Facts
  • Rhode Island boasts 384 miles of shoreline.[1] The added exposure to flood and water damage also likely contributes to higher car insurance costs.

  • On average, drivers in the state pay $273 per month for full-coverage insurance and $201 for liability-only coverage.

  • Auto coverage in nearby Massachusetts is cheaper than average rates in Rhode Island.

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Best car insurance companies in Rhode Island 

Every driver in Rhode Island has a unique situation that affects insurance needs and rates. But some of the best insurance companies in the state offer more affordable auto rates than others by coverage level and driver profile.

If you want to lock in the best deal, it’s a good idea to shop around and compare quotes from multiple insurers. Below, you can learn about some of the cheapest and best insurance companies in Rhode Island to help you streamline your search.

Best for cheap rates: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$79/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$104/mo

USAA offers the most affordable car insurance premiums in the state, but many don’t qualify for coverage. The company only sells coverage to active, reserve, or retired military members and their immediate families. In addition to low rates, the insurer has relatively high customer satisfaction ratings and a handful of discounts.

Pros
  • Cheap coverage

  • High customer satisfaction ratings

Cons
  • Limited membership eligibility

  • No customer service on Sundays

The representative was very helpful and caring. I felt valued.

Tawana - January 17, 2023
Verified

I have been a member for 14 years. They have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.

Christina - January 17, 2023
Verified

Exceptional customer service

Anthony - January 15, 2023
Verified
Read our USAA review

Best for families: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$102/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$134/mo

State Farm provides some of the cheapest average auto rates in Rhode Island. The insurer has top-tier customer satisfaction ratings and an A.M. Best financial strength rating of A++ (Superior). Due to loyalty discounts and many savings opportunities for young drivers, State Farm offers quality coverage for families.

Pros
  • Relatively high customer satisfaction ratings

  • Rideshare coverage available

Cons
  • Accident forgiveness not available

  • Gap insurance not available

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023
Verified

Premiums jump every six months

Kenneth - January 31, 2023
Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023
Verified
Read our State Farm review

Best for safe drivers: Safeco

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$86/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$155/mo

Safeco tends to offer low rates for Rhode Island car insurance. Specifics vary, but safe drivers can save money through the company’s accident forgiveness benefit, claims-free cash back, and diminishing deductible coverages. Drivers can also earn savings through the RightTrack telematics program.

Pros
  • Ability to earn cash back after claims-free period

  • Robust selection of insurance products

Cons
  • Below-average rating in auto claims satisfaction

  • Limited available discount options

Good company but still kind of expensive

Pennie - February 8, 2023
Verified

No issues with them, but I do wish it was less expensive.

Angelica - January 21, 2023
Verified

Best insurance I’ve ever had

Brent - January 20, 2023
Verified
Read our Safeco review

Cheapest liability-only car insurance in Rhode Island

After a car accident, liability-only car insurance helps you pay for the damages or injuries you caused to the other driver and their passengers. For example, your liability insurance can kick in to repair another party’s vehicle or pay for their medical bills.[2]

In general, minimum-coverage car insurance is the most affordable policy option, but it may not include all the coverage you want. You should make sure this coverage offers enough financial protection for your situation. Insurance professionals generally recommend you buy more liability than your state’s minimum required amount.

The following table provides examples of liability rates from some top insurers.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA79
Safeco86
State Farm102
Liberty Mutual103
GEICO155
Progressive156
Allstate248
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Rhode Island

Full-coverage auto insurance extends beyond a liability-only car insurance policy to offer significantly more vehicle protection. On top of liability coverage, this type of policy includes comprehensive and collision coverage. Drivers who lease or finance their car may need to purchase full coverage. Even if not required, you should consider whether you want coverage.

After an accident, collision coverage can help you pay to repair your vehicle or purchase a replacement vehicle. If you encounter a different kind of incident, like a fallen tree or natural disaster, comprehensive coverage can help you get back on the road.

Here are the cheapest car insurance rates Rhode Island drivers pay for full-coverage insurance.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA104
State Farm134
Safeco155
GEICO204
Progressive204
Liberty Mutual209
Travelers256
Allstate325
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Rhode Island

Rhode Island drivers must carry a minimum amount of car insurance to legally drive in the state. The minimum-coverage requirements include the following:

illustration card https://a.storyblok.com/f/162273/x/e30eeeebc5/personal-injury-protection.svg

Bodily injury liability

$25,000 per person and $50,000 per accident

illustration card https://a.storyblok.com/f/162273/x/9ffcc07fc9/damage-from-aircraft.svg

Property damage liability

$25,000 per accident

You may decide you want more coverage than the minimum liability coverage required in the state. Common optional coverages that provide more protection include:

illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

Collision coverage

Collision coverage kicks in if you have an accident that causes vehicle damage. It applies even if you cause the accident.

illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

Comprehensive coverage

If a non-collision incident — such as severe weather, fire, or vandalism — causes vehicle damage, comprehensive insurance covers it.

illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

Medical payments coverage

Also called MedPay, this coverage takes care of medical bills for you and your passengers following an accident.

Cheapest car insurance for drivers with an incident

Depending on the severity of the offense, making a mistake while driving can have a lasting effect on the cost of your auto insurance premiums. In general, drivers with an incident, including speeding tickets, driving under the influence, and at-fault accidents, pay more for car insurance than drivers with a clean record.[3]

Find Cheap Car Insurance in Rhode Island

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Cheapest car insurance for drivers with a speeding ticket

The initial penalty of a speeding ticket is a fine. But after you pay the fine, you’ll likely also deal with higher car insurance premiums because insurers consider speeding tickets as indicators of risk.

Here are the cheapest average monthly quotes for Rhode Island drivers with a speeding ticket.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA149
State Farm192
Safeco222
GEICO292
Progressive292
Liberty Mutual299
Travelers367
Allstate466
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Most insurers consider past at-fault accidents as indicators of future claims. After you have one or more at-fault accidents, you’ll typically have to pay higher car insurance premiums.

Take a closer look at the average monthly quotes offered by Rhode Island insurers for drivers with an at-fault accident:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA130
State Farm168
Safeco194
GEICO256
Progressive256
Liberty Mutual262
Travelers321
Allstate408
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

A DUI charge is one of the most serious moving violations a driver can incur. Drivers with a DUI tend to pay much more for car insurance than drivers with a clean record or less serious incidents, like a speeding ticket.

Here are the average rates for drivers with a DUI in Rhode Island:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA151
State Farm195
Safeco225
GEICO297
Progressive297
Liberty Mutual304
Travelers372
Allstate473
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Learn More: How Long Does a DUI Stay on Your Record?

Learn More: How Long Does a DUI Stay on Your Record?

Cheapest car insurance for seniors

Insurers consider your age when determining premiums. Most drivers can expect rates to drop off significantly between the ages of 25 and 35 and continue to gradually decline for decades. However, the trend tends to reverse slightly around age 75. You might start to see marginally higher auto insurance premiums increase as a senior driver.

Compare the average quotes for Rhode Island seniors from top insurers below:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA41
State Farm53
Safeco62
GEICO81
Progressive81
Liberty Mutual83
Travelers102
Allstate129
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers have the least amount of experience behind the wheel, which tends to result in the highest costs for auto insurance premiums by driver age. Though you can’t change your age, young drivers don’t need to overpay for auto insurance.

You can save on car insurance as a teenager by staying on your parents’ insurance company, increasing your deductible, getting good grades, and driving a safer vehicle.[4] Comparing rates across multiple insurance companies can help you find the best deal for your unique situation.

Explore the average rates for young drivers in Rhode Island below to begin your search:

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
USAA254
State Farm327
Safeco378
GEICO498
Progressive498
Liberty Mutual510
Travelers625
Allstate794
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Rhode Island

You can’t avoid the expense of car insurance, but you can make sure you don’t pay more than you need to for coverage. Consider the strategies below to help you find the best rates for your driving situation:

  • Shop around. Comparing quotes from multiple insurance companies can help you find the cheapest car insurance for your needs. Consider shopping around each year because the cheapest options will change over time.

  • Increase your deductible. In general, a higher deductible leads to lower auto insurance premiums. If you can afford a higher deductible, this is a viable route.

  • Ask for discounts. Many insurance companies offer a lengthy list of discounts, so you can always ask whether you qualify for any.[5]

Find Cheap Car Insurance in Rhode Island

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Rhode Island car insurance quotes by credit tier

Rhode Island insurers can consider your credit score when determining your premium. In general, drivers with excellent or good credit scores pay less for car insurance than drivers with poor credit scores. If you want to use this to your advantage, you can work on improving your credit score by paying bills on time and disputing mistakes on your credit report.

Here’s what Rhode Island drivers pay for auto coverage by credit tier on average:

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Rhode Island car insurance FAQs

You have to consider a lot of factors when determining how much auto coverage you need and what you value in an insurer. Find more information about buying coverage in Rhode Island below.

  • How much is car insurance in Rhode Island?

    The average cost of car insurance in Rhode Island is $237 per month. Drivers in the state pay $201 per month for liability coverage and $273 for full-coverage car insurance. Your specific rate depends on your insurer, driving record, age, vehicle type, and more.

  • What are the best car insurance companies in Rhode Island?

    With an IQ Score of 4.4 out of 5, an A.M. Best financial strength rating of A++ (Superior), and affordable average rates, State Farm is the best car insurance company selling coverage in Rhode Island. Other top insurers in Rhode Island include USAA and GEICO.

  • Is car insurance cheaper in Rhode Island?

    Average monthly rates of $201 for liability and $273 for full coverage in Rhode Island exceed the national average rate of $212 per month. U.S. drivers pay $253 per month for full coverage and $170 for liability. On average, Rhode Island drivers pay more for coverage than Massachusetts drivers but less than Connecticut drivers.

  • Is Rhode Island a no-fault state?

    No. Rhode Island is an at-fault, or tort, state. If you cause an accident, you — and your insurer — must cover the cost of property damage and bodily injury you cause the other driver and their passengers.

Insurify Insights

How Rhode Island Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Rhode Island below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Rhode Island drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Rhode Island

#43

State with the Most Speeding Tickets Rank

#33

State with the Moving Violations Rank

#49

State with the Most DUIs Rank

#44

State with the most Suspended Licenses

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Rhode Island is the #19 state in the country for drivers with an at-fault accident on their driving record.

    • Rank among states: #19
    • Percent of drivers in Rhode Island with an accident: 9.2%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Rhode Island is the #49 state in the country for drivers with a prior drunk driving conviction.

    • Rank among states: #49
    • Percent of drivers in Rhode Island with a DUI: 0.6%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Rhode Island is the #21 state in the country for drivers with a reckless driving offense on record.

    • Rank among states: #21
    • Percent of drivers in Rhode Island with a reckless driving offense: 1.4%
  • The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Rhode Island is the #21 state in the country for drivers with a rude driving violation on record.

    • Rank among states: #21
    • Percent of drivers in Rhode Island with a rude driving violation: 1.6%
  • Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Rhode Island is the #43 state in the country for drivers with a speeding ticket on record.

    • Rank among states: #43
    • Percent of drivers in Rhode Island with a speeding ticket: 6.5%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Rhode Island is the #28 state in the country for drivers with a failure to yield violation on record.

    • Rank among states: #28
    • Percent of drivers in Rhode Island with a failure to yield violation: 0.1%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. State of Rhode Island. "Historical information." Accessed July 10, 2023
  2. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed July 6, 2023
  3. Insurance Information Institute. "What determines the price of an auto insurance policy?." Accessed July 6, 2023
  4. Insurance Information Institute. "Auto insurance for teen drivers." Accessed July 6, 2023
  5. Insurance Information Institute. "Nine ways to lower your auto insurance costs." Accessed July 6, 2023
Sarah Sharkey
Sarah SharkeyInsurance Writer

Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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