Situated along the Mississippi River in southwest Tennessee, Memphis is a densely populated city with a population of more than 600,000. Known as the birthplace of blues, soul, and rock n’ roll music, Memphis also draws more than 10 million tourists each year.

With so many people living and driving in close proximity, the rate of car accidents increases, which causes insurers to raise car insurance rates. The monthly average cost of car insurance in Memphis is $248 — a whopping 78% higher than the national average of $139.

Here’s what you should know about finding the cheapest car insurance options in Memphis.

Quick Facts

Memphis is the second-largest city in the Volunteer State. A city’s population size influences how much its residents pay for car insurance.
Memphis drivers must carry bodily injury and property damage liability coverage.
Tennessee insurers are allowed to use your credit score when setting your premium.

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Best car insurance companies in Memphis

The best car insurance company for you depends on your coverage needs and financial situation. The cheapest insurer may not always be the best insurer — consider factors like how often you drive and who else may be driving your vehicle.

State Farm is a good all-around insurer, offering cheap rates and a variety of discounts and coverages. USAA is the best insurance company for active military, veterans, and their families. It offers a variety of coverages and excellent customer service. Mile Auto offers pay-as-you-drive car insurance, which is ideal for people who don’t drive frequently.

Best insurer for cheap rates: State Farm

Cheap RatesState Farm

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IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.4
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	842
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$31/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$65/mo

Overview

State Farm offers multiple safe driver discounts to help young and experienced drivers save money on coverage. Overall, State Farm offers the most affordable liability-only and full-coverage policy options in Memphis.

Pros and cons

Pros

Low rates and discounts for safe driving
Rideshare coverage available

Cons

Not all discount options are available in all states
Gap insurance not available

Reviews

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023

Verified

Premiums jump every six months

Kenneth - January 31, 2023

Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023

Verified

Read our State Farm review

Best insurer for military members and families: USAA

Military Members and FamiliesUSAA

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IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	4.3
JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.	880
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$38/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$78/mo

Overview

USAA provides low rates for military service members, veterans, and their families. The company also consistently ranks highly for customer satisfaction on J.D. Power’s annual insurance survey.

Pros and cons

Pros

SafePilot program can save good drivers up to 30% on their car insurance costs
Discounts available for customers who are deployed or storing a vehicle

Cons

Only military service members, veterans, and their family members qualify
Limited customer service hours

Reviews

The representative was very helpful and caring. I felt valued.

Tawana - January 17, 2023

Verified

I have been a member for 14 years. They have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.

Christina - January 17, 2023

Verified

Exceptional customer service

Anthony - January 15, 2023

Verified

Read our USAA review

Best insurer for low-mileage drivers: Mile Auto

Low-Mileage DriversMile Auto

Compare personalized, real-time quotes

IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.	3.4
A.M. Best A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).	NR
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$55/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$99/mo

Overview

Mile Auto calculates your car insurance rates based on how many miles you drive, and driving less often could qualify you for cheap rates. The plan works by keeping a record of your odometer readings, and being a low-mileage driver could qualify you for rates 30% to 40% lower than standard rates.

Pros and cons

Pros

Only pay insurance for miles driven
Personalized liability coverage and add-on collision and comprehensive coverage

Cons

Pay-per-mile coverage is the only product available
No discounts or bundling options

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Cheapest liability-only car insurance in Memphis

Liability-only car insurance covers property damage and bodily injury for third parties if you’re at fault in an accident. It can be a cheaper option since it doesn’t cover your own injuries or property damage.^[1] Below are the cheapest car insurance companies in Memphis for liability-only coverage.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	31
USAA	38
GEICO	41
Auto-Owners	44
Travelers	44
Erie	47
Mile Auto	55
Allstate	58
Farmers	62
Safeco	69
Progressive	86
Chubb	90
Dairyland	96
Liberty Mutual	99
Midvale Home & Auto	99
State Auto	99
National General	100
Elephant	110
Direct Auto	113
The General	137
GAINSCO	143
Bristol West	191
Foremost	203

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Memphis

Full-coverage car insurance is a policy that includes liability protection in addition to comprehensive and collision coverage. Collision coverage pays for car repairs (up to your limit) if you get into an accident with another car or object, while comprehensive protection covers loss caused by other events, like theft or vandalism.^[1]

Below are the cheapest full-coverage options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Monthly Quote
State Farm	65
USAA	78
GEICO	85
Auto-Owners	90
Erie	96
Mile Auto	99
Travelers	117
Allstate	120
Farmers	130
Stillwater	153
Nationwide	158
Safeco	158
Elephant	167
Progressive	178
Midvale Home & Auto	182
Chubb	186
Direct Auto	192
Liberty Mutual	222
National General	239
State Auto	239
Dairyland	261
The General	275
Foremost	357
GAINSCO	363
Bristol West	429

Estimate your Memphis car insurance costs

State

Age

Credit Score

Are you insured

Your estimated deal

*Estimate based on a market average of rates provided to other users like you.

Select discounts that apply to you

I’m a good driver

Save 35%

I’m a homeowner

Save 5%

I’m married

Save 23%

I have multiple cars

Save 38%

Car insurance requirements in Tennessee

Tennessee drivers must have at least liability coverage that includes protection for bodily injury and property damage.^[2] Here’s the minimum car insurance you need to carry:

Coverage	Minimum Requirements
Bodily injury liability	$25,000 for each injury or death per accident $50,000 for total injuries or deaths per accident
Property damage liability	$25,000 for property damage per accident

You may want to consider carrying more than the minimum required insurance coverage if you drive frequently. Some other insurance coverages to consider include:

Collision coverage

Collision coverage reimburses you for damage to your vehicle from a collision with another vehicle or object.

Comprehensive coverage

Comprehensive coverage reimburses you for theft or damage to your vehicle due to events other than a collision, such as hail, theft, and vandalism.

Medical payments coverage

Medical payments insurance covers healthcare costs if you or your passengers are injured in an accident.

Cheapest car insurance for Memphis drivers with an incident

Incidents on your driving record can raise your insurance rates because they indicate that you’re a higher-risk driver than someone with a clean driving record. You can still find cheap car insurance with prior driving incidents on record with the right insurers.

Shop for Car Insurance in Memphis, TN

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Cheapest car insurance for drivers with a speeding ticket

How much your insurance rates increase after getting a speeding ticket can depend on how fast you were going, your history of speeding tickets, and where you were speeding.

For example, speeding in a school or construction zone can result in a higher ticket and harsher repercussions than speeding in other areas. Below are average monthly rates for car insurance in Memphis for drivers with speeding tickets.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Full Coverage	Average Quote: Liability Only
State Farm	92	44
USAA	110	54
GEICO	120	58
Auto-Owners	127	62
Erie	135	66
Mile Auto	139	77
Travelers	165	62
Allstate	169	82
Farmers	183	87
Safeco	222	97
Elephant	235	155
Progressive	251	121
Midvale Home & Auto	256	139
Chubb	262	127
Direct Auto	270	159
Liberty Mutual	313	139
National General	337	141
State Auto	337	139
Dairyland	367	135
The General	387	193
Foremost	503	286
GAINSCO	511	201
Bristol West	604	269

Cheapest car insurance for drivers with an at-fault accident

An at-fault accident is an accident in which you cause damage. In most cases, your insurance rates will increase when you’re at fault. However, the amount your insurance rates increase can vary by insurance company and the severity of the accident. Below are the cheapest insurance companies for drivers in Memphis with at-fault accidents on their records.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Full Coverage	Average Quote: Liability Only
State Farm	95	45
USAA	114	56
GEICO	125	60
Auto-Owners	132	64
Erie	141	69
Mile Auto	145	81
Travelers	171	64
Allstate	176	85
Farmers	191	91
Safeco	232	101
Elephant	245	161
Progressive	261	126
Midvale Home & Auto	267	145
Chubb	273	132
Direct Auto	281	166
Liberty Mutual	325	145
National General	350	147
State Auto	350	145
Dairyland	382	141
The General	403	201
Foremost	523	297
GAINSCO	532	210
Bristol West	629	280

Cheapest car insurance for drivers with a DUI

Drivers charged with driving under the influence (DUI) in Tennessee may pay fines, face up to 11 months in jail, and be ordered to install an ignition interlock device in their vehicle.^[3]

Aside from the legal ramifications of a DUI, car insurance premiums almost always increase — and in some cases, insurance companies can cancel or refuse to renew your policy altogether. If you’re shopping for insurance with a DUI, here are the cheapest options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Full Coverage	Average Quote: Liability Only
State Farm	108	52
USAA	130	63
GEICO	142	68
Auto-Owners	150	73
Erie	160	78
Mile Auto	165	92
Travelers	195	73
Allstate	200	97
Farmers	217	103
Safeco	263	115
Elephant	278	183
Progressive	296	143
Midvale Home & Auto	303	165
Chubb	310	150
Direct Auto	320	188
Liberty Mutual	370	165
National General	398	167
State Auto	398	165
Dairyland	435	160
The General	458	228
Foremost	595	338
GAINSCO	605	238
Bristol West	714	318

Learn More: How Long Does a DUI Stay on Your Record?

Cheapest car insurance for Memphis seniors

In general, rates for drivers tend to decrease around age 35 but increase around age 70. That’s because visual impairments, memory loss, and confusion can cause some seniors to get into more accidents, making older drivers a greater potential risk behind the wheel.

Insurance rates for seniors vary by company, and below are the cheapest insurance options in Memphis.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Full Coverage	Average Quote: Liability Only
State Farm	30	14
USAA	36	18
GEICO	39	19
Auto-Owners	42	20
Erie	44	22
Mile Auto	46	25
Travelers	54	20
Allstate	56	27
Farmers	60	29
Safeco	73	32
Elephant	77	51
Progressive	82	40
Midvale Home & Auto	84	46
Chubb	86	42
Direct Auto	89	52
Liberty Mutual	103	46
National General	111	46
State Auto	111	46
Dairyland	121	44
The General	127	63
Foremost	165	94
GAINSCO	168	66
Bristol West	199	88

Cheapest car insurance for Memphis teens

Car insurance rates for teenagers and young adults typically skew much higher than for adults because teens have less experience behind the wheel, and limited driving history puts them at a higher risk for accidents.

However, teens still have plenty of ways to save on car insurance, including:

Stay on their parents’ policy. Adding children to a parents’ policy is typically less expensive than purchasing a policy individually for a teen driver.
Apply for student discounts. Some insurance companies offer good student discounts for students who maintain a certain GPA. Enrolling your teen in a defensive driving course is another strategy that could help lower their rate.
Drive a safe vehicle. Teens that ride in new cars with certain safety features — like alarms or other anti-theft devices — may qualify for lower car insurance rates.^[4]

Below are the cheapest insurance options for teens in the Memphis area.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT.

Data reviewed by Konstantin Halachev

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Average Quote: Full Coverage	Average Quote: Liability Only
State Farm	108	51
USAA	130	63
GEICO	141	68
Auto-Owners	149	73
Erie	159	78
Mile Auto	164	91
Travelers	194	73
Allstate	199	96
Farmers	216	103
Safeco	262	115
Elephant	277	183
Progressive	296	143
Midvale Home & Auto	302	164
Chubb	309	149
Direct Auto	319	188
Liberty Mutual	369	164
National General	397	166
State Auto	397	164
Dairyland	433	159
The General	457	228
Foremost	593	337
GAINSCO	603	238
Bristol West	713	317

Read More: The 10 Best and Worst Car Insurance Comparison Sites

How to get the cheapest car insurance in Memphis

Insurance companies consider many different factors when setting car insurance premiums. While not everything is within your control, below are steps you could take to land cheaper car insurance rates in the Memphis area:

Get multiple quotes. Shopping around to check rates with at least three insurance companies can help you uncover affordable insurance deals for the coverage you need.
Consider pay-per-mile insurance. If you live in a walkable or public transportation-accessible area, using your car less often and paying for insurance per mile could help you land savings.
Look for discounts. Insurers offer a wide variety of discounts that can lower your rates. For example, bundling your car insurance with a renters insurance or homeowners insurance policy could lower your rate. Paying your insurance in full or signing up for paperless billing may also qualify you for insurance discounts.
Enroll in safe driving courses and programs. Some insurers lower your rate if you take driver courses or enroll in programs that monitor your driving habits and reward you with discounts for safe driving. If you’re a cautious driver, consider looking for insurance companies with apps that track your driving and give you perks for good driving habits.

Find Car Insurance in Memphis

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Memphis car insurance quotes by credit tier

In Tennessee, insurance companies can consider your credit score during underwriting to determine your insurance rate.^[5] Your credit score is used along with other factors to calculate a risk score to measure your likelihood of filing a claim.

In general, insurers consider drivers with excellent or good credit lower risk, which often means better insurance rates, while drivers with poor credit often pay more for car insurance. Below are average insurance rates by credit tier in Memphis.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Memphis?

Memphis has the highest average car insurance costs in Tennessee, with an average monthly full-coverage rate of $306. Variables that may contribute to the high insurance rates in the city are the high reports of car thefts and car accidents in the area.^[6] ^[7] But factors like your credit and driving history can also contribute to your rates.

More cities in Tennessee

Full-coverage car insurance rates in Memphis are higher than in other major Tennessee cities, except for Cordova. In Cordova, full-coverage rates are 2% higher than in Memphis.

City	Average Monthly Quote	Compared to Memphis
Chattanooga	$218	-29%
Clarksville	$245	-20%
Nashville	$237	-23%

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Memphis car insurance FAQs

Finding the right car insurance can be challenging. Below, you’ll find answers to some commonly asked questions about how to find the best car insurance in Memphis.

How much is car insurance in Memphis?
Car insurance in Memphis costs $248 per month, on average. Drivers pay an average of $306 per month for full-coverage car insurance and $189 per month for liability coverage. Your unique rate will depend on your insurer, age, driving record, credit history, vehicle type, chosen coverage level, and more.
What are the best car insurance companies in Memphis?
With an Insurify Quality (IQ) Score of 4.4 out of 5 and an A.M. Best financial strength rating of A++ (Superior), State Farm is the best car insurance company in Memphis. Of the insurers Insurify has rate data for, other top Memphis insurers include USAA and Mile Auto.
What is the best car insurance company in Memphis for high-risk drivers?
GEICO is one of the best car insurance companies for high-risk drivers in Memphis. It offers affordable rates and has good financial stability, earning an A++ from A.M. Best. It can also file an SR-22 certificate on your behalf. It also offers a variety of discounts to help lower your premium, such as car safety and defensive driving course discounts.
How much car insurance do you need in Memphis?
Drivers in Memphis must carry $25,000 per person and $50,000 per accident in bodily injury liability coverage, as well as $25,000 per accident in property damage liability coverage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage

Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:

Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

More cities in Tennessee

Popular cities

Sources

Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed August 3, 2023
Tennessee Department of Revenue. "Why You Should Have Auto Insurance." Accessed August 3, 2023
Tennessee Department of Safety & Homeland Security. "DUI Offenses." Accessed August 3, 2023
Insurance Information Institute. "Auto insurance for teen drivers." Accessed August 3, 2023
Tennessee Insurance Depot. "Does Your Credit Score Affect Your Insurance Rates?." Accessed August 3, 2023
Action News 5. "Over 6,000 cars stolen in Memphis in 2023." Accessed August 3, 2023
ABC 24. "Shelby County roadways are the deadliest in the state of Tennessee." Accessed August 3, 2023

Taylor Medine

Taylor Medine is a writer who's covered personal financial topics from budgeting and saving to paying down debt for more than eight years. She got her start demystifying intimidating money topics for the everyday consumer on a personal blog, and has since been published on Bankrate, Experian, Forbes Advisor, The Balance, Business Insider, Credit Karma, and more. Follow her on Twitter @taytalksmoney.

Learn More

Edited byDanny SmithHome and Pet Insurance Editor

Danny SmithHome and Pet Insurance Editor

P&C license candidate in Massachusetts
4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Read Editorial Guidelines

View Full Bio

Featured in

Data reviewed byKonstantin HalachevVice President of Engineering

Konstantin HalachevVice President of Engineering

7+ years experience in data analysis
Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Save up to $717 by comparing quotes from the top 70+ insurance companies

Table of contents

Table of contentsCompare quotes

Find Cheap Car Insurance in Memphis, Tennessee

Best car insurance companies in Memphis

Best insurer for cheap rates: State Farm

Cheap RatesState Farm

Best insurer for military members and families: USAA

Military Members and FamiliesUSAA

Best insurer for low-mileage drivers: Mile Auto

Low-Mileage DriversMile Auto

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Cheapest liability-only car insurance in Memphis

Cheapest full-coverage car insurance in Memphis

Estimate your Memphis car insurance costs

Select discounts that apply to you

Age

Credit Score

Are you insured

Your estimated deal

Select discounts that apply to you

Car insurance requirements in Tennessee

Collision coverage

Comprehensive coverage

Medical payments coverage

Cheapest car insurance for Memphis drivers with an incident

Shop for Car Insurance in Memphis, TN

Cheapest car insurance for drivers with a speeding ticket

Cheapest car insurance for drivers with an at-fault accident

Cheapest car insurance for drivers with a DUI

Learn More: How Long Does a DUI Stay on Your Record?

Cheapest car insurance for Memphis seniors

Cheapest car insurance for Memphis teens

Read More: The 10 Best and Worst Car Insurance Comparison Sites

How to get the cheapest car insurance in Memphis

Find Car Insurance in Memphis

Memphis car insurance quotes by credit tier

Rates by Credit Tier

Is car insurance more expensive in Memphis?

More cities in Tennessee

Memphis car insurance FAQs

Methodology

Related articles

More cities in Tennessee

Popular cities

Sources

Compare Car Insurance Quotes Instantly

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